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FHA vs. Conventional…what’s what?

If you’re considering buying a home, you may have heard about FHA loans vs. Conventional loans, and may be wondering what they are, and what makes one program better than the other. My hope is to break it down for you, and show you that neither FHA nor Conventional is inherently “better” than the other. There are myths to the contrary, but I’m here to show you the light!

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What the heck is PMI, and is it really bad?

I’ve wanted break down PMI, and all its pros and cons, for a while now. PMI, or private mortgage insurance, has a pretty bad rap. It’s been known for a long time that in order to avoid it, you must put down a 20% down payment, which is true. But the fact that PMI is inherently “bad” is a myth I’d like to debunk.

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Realtors Are the Key to Successful Home Sales

We live in world where a quick Google search can give us instructions on everything from how to bake a cake to how to tile a bathroom. Many of us will even consult Web MD when we are feeling under the weather to diagnose our illness before we call a doctor. While the internet does offer a wealth of tools for learning the tricks of the trade, it is important to remember that thoroughly understanding a profession takes training and skill.

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Declare Independence From Debt Through Refinance

Enjoying freedom from debt is everyone’s goal, but paying off debt can be daunting for some homeowners. In a society where many are living paycheck to paycheck, putting money into savings and paying down debt can be tough. Spare cash can be hard to come by; and school loans, car payments, and credit card debt are common impediments to reaching financial goals. It can be challenging enough to budget for daily necessities, let alone setting money aside for an emergency savings fund. For these reasons and more, refinancing your home may be a great option.

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